SUBSTITUTE TRUSTEE’S
NOTICE OF SALE
Sale at public auction will be on May 24, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Coty L. James, unmarried man, to Susan Voss, as Trustee for Regions Bank d/b/a Regions Mortgage dated December 10, 2019, and recorded in Book 734, Page 141, Instrument No. 190535, and as corrected by Attorney Affidavit recorded in Book 788, Page 534, Instrument No. 202547, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.
Party entitled to enforce the debt: Regions Bank d/b/a Regions Mortgage
Other interested parties: None
The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:
Legal Description: Lying, situated and being in the Eighth (8th) Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:
BEGINNING at a stake in the southeast boundary line of original tract and the center of Cherokee blacktop road; thence West with the center of blacktop road, 206 feet to the POINT OF BEGINNING; thence West with the center of blacktop road, 127 feet to a stake in center of blacktop road; thence North 05 degrees 15 minutes, 343 feet to a stake; thence South 86 degrees 30 minutes East, 127 feet to a stake; thence South 05 degrees 15 minutes West, 343 feet to the POINT OF BEGINNING.
Being further identified as Tax Map 3, Control Map 3, Parcel 1.08 in the records of the Tax Assessors Office for Lauderdale County, Tennessee. This being the same property conveyed unto Coty L. James by Warranty Deed recorded in Record Book 734, Page 139, in the Registers Office for Lauderdale County, Tennessee.
Street Address: The street address of the property is believed to be 990 Cherokee Road, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 003 001.08
Current owner(s) of Record: Coty L. James
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com
PLG# 22-010727-1