Lauderdale Voice

SUBSTITUTE TRUSTEE’S
NOTICE OF SALE

Sale at public auction will be on May 24, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Coty L. James, unmarried man, to Susan Voss, as Trustee for Regions Bank d/b/a Regions Mortgage dated December 10, 2019, and recorded in Book 734, Page 141, Instrument No. 190535, and as corrected by Attorney Affidavit recorded in Book 788, Page 534, Instrument No. 202547, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank d/b/a Regions Mortgage
Other interested parties: None
The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:
Legal Description: Lying, situated and being in the Eighth (8th) Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:
BEGINNING at a stake in the southeast boundary line of original tract and the center of Cherokee blacktop road; thence West with the center of blacktop road, 206 feet to the POINT OF BEGINNING; thence West with the center of blacktop road, 127 feet to a stake in center of blacktop road; thence North 05 degrees 15 minutes, 343 feet to a stake; thence South 86 degrees 30 minutes East, 127 feet to a stake; thence South 05 degrees 15 minutes West, 343 feet to the POINT OF BEGINNING.
Being further identified as Tax Map 3, Control Map 3, Parcel 1.08 in the records of the Tax Assessors Office for Lauderdale County, Tennessee. This being the same property conveyed unto Coty L. James by Warranty Deed recorded in Record Book 734, Page 139, in the Registers Office for Lauderdale County, Tennessee.
Street Address: The street address of the property is believed to be 990 Cherokee Road, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 003 001.08
Current owner(s) of Record: Coty L. James
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com
PLG# 22-010727-1

Lauderdale County, Tennessee will on Friday, June 16. 2023, offer for sale at auction a farm tract of land located in Lauderdale County, Tennessee, and more particularly described as follows:

Approximately 20 acre tract of land located on Bud Armour Road in the 7th Civil District of Lauderdale County, Tennessee, being designated as Map 53, Parcel 20.01 of the Property Assessor’s Office of Lauderdale County, Tennessee.

This farm land is to be sold by the Attorney for Lauderdale County Tennessee to the highest bidder for cash. The farm will be sold by the tract and not by the acre. The property is sold “as is.” There is no warranty as to exact acreage. This sale is being conducted pursuant to a vote of the Members of the Lauderdale County Commission. This said sale will be held at the east door of the Lauderdale County Courthouse. Annoucements made at the sale take precedence over all other advertisements. Lauderdale County reserves right to confirm or reject any bids. Final closing of said sale will be within three days from date of sale.

For details of the sale contact William Dan Douglas, Jr., Attorney for Lauderdale County, Tennessee, at 731-635-5113.

SUBSTITUTE TRUSTEE’S
NOTICE OF SALE

Sale at public auction will be on May 24, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Coty L. James, unmarried man, to Susan Voss, as Trustee for Regions Bank d/b/a Regions Mortgage dated December 10, 2019, and recorded in Book 734, Page 141, Instrument No. 190535, and as corrected by Attorney Affidavit recorded in Book 788, Page 534, Instrument No. 202547, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank d/b/a Regions Mortgage
Other interested parties: None
The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:
Legal Description: Lying, situated and being in the Eighth (8th) Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:
BEGINNING at a stake in the southeast boundary line of original tract and the center of Cherokee blacktop road; thence West with the center of blacktop road, 206 feet to the POINT OF BEGINNING; thence West with the center of blacktop road, 127 feet to a stake in center of blacktop road; thence North 05 degrees 15 minutes, 343 feet to a stake; thence South 86 degrees 30 minutes East, 127 feet to a stake; thence South 05 degrees 15 minutes West, 343 feet to the POINT OF BEGINNING.
Being further identified as Tax Map 3, Control Map 3, Parcel 1.08 in the records of the Tax Assessors Office for Lauderdale County, Tennessee. This being the same property conveyed unto Coty L. James by Warranty Deed recorded in Record Book 734, Page 139, in the Registers Office for Lauderdale County, Tennessee.
Street Address: The street address of the property is believed to be 990 Cherokee Road, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 003 001.08
Current owner(s) of Record: Coty L. James
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com
PLG# 22-010727-1

SUBSTITUTE TRUSTEE’S
NOTICE OF SALE

Sale at public auction will be on May 24, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Coty L. James, unmarried man, to Susan Voss, as Trustee for Regions Bank d/b/a Regions Mortgage dated December 10, 2019, and recorded in Book 734, Page 141, Instrument No. 190535, and as corrected by Attorney Affidavit recorded in Book 788, Page 534, Instrument No. 202547, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank d/b/a Regions Mortgage
Other interested parties: None
The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:
Legal Description: Lying, situated and being in the Eighth (8th) Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:
BEGINNING at a stake in the southeast boundary line of original tract and the center of Cherokee blacktop road; thence West with the center of blacktop road, 206 feet to the POINT OF BEGINNING; thence West with the center of blacktop road, 127 feet to a stake in center of blacktop road; thence North 05 degrees 15 minutes, 343 feet to a stake; thence South 86 degrees 30 minutes East, 127 feet to a stake; thence South 05 degrees 15 minutes West, 343 feet to the POINT OF BEGINNING.
Being further identified as Tax Map 3, Control Map 3, Parcel 1.08 in the records of the Tax Assessors Office for Lauderdale County, Tennessee. This being the same property conveyed unto Coty L. James by Warranty Deed recorded in Record Book 734, Page 139, in the Registers Office for Lauderdale County, Tennessee.
Street Address: The street address of the property is believed to be 990 Cherokee Road, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 003 001.08
Current owner(s) of Record: Coty L. James
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com
PLG# 22-010727-1

SUBSTITUTE TRUSTEE’S NOTICE OF SALE

Sale at public auction will be on May 10, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063,  pursuant to the Deed of Trust executed by Amanda Bumpus, wife, and Vernon Bumpus, husband, to Susan Voss as Trustee for Regions Bank d/b/a Regions Mortgage dated August 26, 2016, and recorded in Book 690, Page 125, Instrument Number 179857 in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank DBA Regions Mortgage

Other interested parties:  Blue World Pools Inc.

The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:

Legal Description: Lying, situated and being in the 7th Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:

Being Lot 1 of the Capell/Dryhill Road Subdivision as set out on plat recorded in Plat Cabinet 2, Slide 176C of the Register`s Office of Lauderdale County, Tennessee.

This property being designated as a portion of Map 53, Parcel 4 in accordance with the Tax Assessor`s Office of Lauderdale County, Tennessee.

INGRESS-EGRESS EASEMENT: This property is subject to a 50` ingress-easement being retained by Paula Green and Sharon McCoy.

Being the same property conveyed to Amanda Bumpus and husband, Vernon Bumpus, by deed recorded in Book 690, Page 123 of the Register`s Office of Lauderdale County, Tennessee.

Street Address: The street address of the property is believed to be 1211 Dry Hill Road East, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 053 004.01

Current owner(s) of Record: Amanda Bumpus and Vernon Bumpus

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group.  No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded by the Substitute Trustee at any time.

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee

6267 Old Water Oak Road, Suite 203

Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

attorney@padgettlawgroup.com

PLG# 23-001439-1

Sale at public auction will be on May 10, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063,  pursuant to the Deed of Trust executed by Amanda Bumpus, wife, and Vernon Bumpus, husband, to Susan Voss as Trustee for Regions Bank d/b/a Regions Mortgage dated August 26, 2016, and recorded in Book 690, Page 125, Instrument Number 179857 in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank DBA Regions Mortgage

Other interested parties:  Blue World Pools Inc.

The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:

Legal Description: Lying, situated and being in the 7th Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:

Being Lot 1 of the Capell/Dryhill Road Subdivision as set out on plat recorded in Plat Cabinet 2, Slide 176C of the Register`s Office of Lauderdale County, Tennessee.

This property being designated as a portion of Map 53, Parcel 4 in accordance with the Tax Assessor`s Office of Lauderdale County, Tennessee.

INGRESS-EGRESS EASEMENT: This property is subject to a 50` ingress-easement being retained by Paula Green and Sharon McCoy.

Being the same property conveyed to Amanda Bumpus and husband, Vernon Bumpus, by deed recorded in Book 690, Page 123 of the Register`s Office of Lauderdale County, Tennessee.

Street Address: The street address of the property is believed to be 1211 Dry Hill Road East, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 053 004.01

Current owner(s) of Record: Amanda Bumpus and Vernon Bumpus

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group.  No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded by the Substitute Trustee at any time.

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee

6267 Old Water Oak Road, Suite 203

Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

attorney@padgettlawgroup.com

PLG# 23-001439-1

SUBSTITUTE TRUSTEE’S NOTICE OF SALE

Sale at public auction will be on May 10, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063,  pursuant to the Deed of Trust executed by Amanda Bumpus, wife, and Vernon Bumpus, husband, to Susan Voss as Trustee for Regions Bank d/b/a Regions Mortgage dated August 26, 2016, and recorded in Book 690, Page 125, Instrument Number 179857 in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank DBA Regions Mortgage

Other interested parties:  Blue World Pools Inc.

The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:

Legal Description: Lying, situated and being in the 7th Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:

Being Lot 1 of the Capell/Dryhill Road Subdivision as set out on plat recorded in Plat Cabinet 2, Slide 176C of the Register`s Office of Lauderdale County, Tennessee.

This property being designated as a portion of Map 53, Parcel 4 in accordance with the Tax Assessor`s Office of Lauderdale County, Tennessee.

INGRESS-EGRESS EASEMENT: This property is subject to a 50` ingress-easement being retained by Paula Green and Sharon McCoy.

Being the same property conveyed to Amanda Bumpus and husband, Vernon Bumpus, by deed recorded in Book 690, Page 123 of the Register`s Office of Lauderdale County, Tennessee.

Street Address: The street address of the property is believed to be 1211 Dry Hill Road East, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 053 004.01

Current owner(s) of Record: Amanda Bumpus and Vernon Bumpus

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group.  No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded by the Substitute Trustee at any time.

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee

6267 Old Water Oak Road, Suite 203

Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

attorney@padgettlawgroup.com

PLG# 23-001439-1

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 16, 2022, and the Deed of Trust of even date securing the same, recorded February 22, 2022, in Book No. 769, at Page 578, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Hailey Suesanne Campbell and Richard Wittenmyer, conveying certain property therein described to William Dan Douglas, Jr. as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for CMG Mortgage, Inc. dba CMG Financial, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by CMG Mortgage, Inc..

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by CMG Mortgage, Inc., will, on January 18, 2023 on or about 11:00 AM, at the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Lying, situated and being in the 2nd Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit: In the City of Ripley in Plainview Subdivision, and being Lot 15 in said subdivision as shown by said plat and described as follows: Beginning at a stake standing in the southeast margin of Gay Street located at the north line of Spaulding property; runs north 16 degrees east along east side of Gay Street 125 feet to a stake; thence south 74 degrees east 160 feet to a stake; thence south 16 degrees west 90 feet to a stake in the north line of the Villa Williams property; thence along north line of Villa Williams property in a westernly direction to point where Villa Williams property meets eastern point of Spaulding property; thence along north line of Spaulding property approximately 70 feet to the point of beginning. Being designated as Map 101E, Group B, Parcel 11 in accordance with the Tax Assessor’s Office of Lauderdale County, Tennessee. For informational purposes only, the address of this property is 539 Dogwood Street, Ripley, TN 38063.

ALSO KNOWN AS: 539 Dogwood Street, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-

referenced property:

HAILEY SUESANNE CAMPBELL RICHARD WITTENMYER TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 354447

DATED December 13, 2022

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 3, 2017, and the Deed of Trust of even date securing the same, recorded February 8, 2017, in Book No. 696, at Page 109, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by David Lyle Lawrence, conveying certain property therein described to Fayette County Title Company as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Everett Financial, Inc. D/B/A Supreme Lending, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Freedom Mortgage Corporation.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Freedom Mortgage Corporation, will, on January 31, 2023 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

FIRST TRACT: BEGINNING AT A STAKE BEING MILLS’ SOUTHWEST CORNER; THENCE NORTH 40.5 DEGREES WEST ALONG MILLS’ WEST LINE 218 FEET TO A STAKE; THENCE SOUTH 40.5 DEGREES WEST 100 FEET TO A STAKE; THENCE SOUTH PARALLEL WITH MILLS’ WEST LINE 218 FEET TO A STAKE; THENCE NORTH 40,5 DEGREES EAST PARALLEL WITH THE NORTH LINE OF THE AREA BEING DESCRIBED 100 FEET TO THE BEGINNING, CONTAINING 1/2 ACRE, MORE OR LESS.

SECOND TRACT: BEGINNING AT AN IRON PIN (SET) IN THE NORTHWEST RIGHT OF WAY LINE OF STATE HIGHWAY 87 WEST (HAVING A 60 FOOT RIGHT OF WAY, 30 FOOT EITHER SIDE OF THE CENTERLINE OF SAID HIGHWAY), SAID POINT BEING THE SOUTHWEST CORNER OF C.J. PRUITTS LOT, RECORDED IN DEED BOOK 197, PAGE 189, AND AN INNER SOUTHEAST CORNER OF THE JOHN N. HARMON, III, ET AL, TRACT OF WHICH THIS PARCEL, NOW BEING DESCRIBED, IS A PORTION; RUNS THENCE WITH THE NORTHWEST RIGHT OF WAY LINE OF STATE HIGHWAY 87 WEST. SOUTH 40 DEGREES 30 MINUTES 00 SECONDS WEST 30.00 FEET TO AN IRON PIN (SET), SUBJECT PARCEL’S SOUTHWEST LINE; NORTH 38 DEGREES 04 MINUTES 39 SECONDS WEST 218.00 FEET TO AN IRON  PIN  (SET).  SUBJECT  PARCEL’S  NORTHWEST  CORNER;

THENCE WITH SUBJECT PARCEL’S NORTHWEST LINE, NORTH 40 DEGREES 30 MINUTES 00 SECONDS EAST 30.00 FEET TO AN IRON PIN (SET). SUBJECT PARCEL’S NORTHEAST CORNER AND C.J. PRUITTS NORTHWEST CORNER; THENCE WITH PRUITT’S SOUTHWEST LINE. SOUTH 38 DEGREES 04 MINUTES 39 SECONDS EAST 218.00 FEET TO THE POINT OF BEGINNING AND CONTAINING

0.15 ACRE, MORE OR LESS.

THIRD TRACT: BEGINNING AT A POINT IN THE NORTH RIGHT OF WAY LINE OF STATE HIGHWAY NO. 87 (HAVING A 60 FOOT RIGHT OF WAY, 30 FEET EITHER SIDE OF THE CENTER LINE OF SAID HIGHWAY), SAID POINT BEING THE SOUTHWEST CORNER OF DONALD BOCKHOLT’S LOT (DEED BOOK 417, PAGE 425) AND AN INNER SOUTHEAST CORNER OF THE JOHN M. HARMON, Ill, ET AL, TRACT OF WHICH THIS PARCEL, NOW BEING DESCRIBED, IS A PORTION; RUNS THENCE WITH THE NORTH RIGHT OF WAY LINE OF STATE HIGHWAY NO. 87, SOUTH 42 DEGREES 06 MINUTES 31 SECONDS WEST 58.25 FEET TO A SET IRON PIN, SUBJECT PARCEL’S SOUTHWEST CORNER; THENCE NORTHERLY ACROSS HARMON’S TRACT AND WITH SUBJECT PARCEL’S WEST LINE. NORTH 44 DEGREES 08 MINUTES 00 SECONDS WEST 268.20 FEET TO A SET IRON PIN, SUBJECT PARCEL’S NORTHWEST CORNER; THENCE WITH SUBJECT PARCEL’S NORTH LINE, NORTH 55 DEGREES 43 MINUTES 28 SECONDS EAST 213.59 FEET TO A FOUND IRON PIN, SUBJECT PARCEL’S NORTHEAST CORNER. THE NORTHWEST CORNER OF ELIZABETH TURNER’S LOT (DEED BOOK 374. PAGE 324) AND THE NORTHEAST CORNER OF BOCKHOLT’S LOT; THENCE WITH BOCKHOLT’S NORTH LINE. SOUTH 40 DEGREES 30 MINUTES 00 SECONDS WEST 130.00 FEET TO A POINT, SUBJECT PARCEL’S INNER CORNER AND BOCKHOLT’S NORTHWEST CORNER; THENCE WITH BOCKHOLT’S WEST LINE, SOUTH 38 DEGREES 04 MINUTES 39 SECONDS EAST 216,87 FEET TO THE POINT OF BEGINNING AND CONTAINING 0.476 ACRE, MORE OR LESS. DESCRIPTION PROVIDED BY CERTIFICATE OF SURVEY OF J. BRANTLEY MORRIS. III. R.LS.

ALSO KNOWN AS: 14986 Highway 87 West, Henning, TN 38041

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

DAVID LYLE LAWRENCE TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 354621

DATED December 16, 2022

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 3, 2017, and the Deed of Trust of even date securing the same, recorded February 8, 2017, in Book No. 696, at Page 109, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by David Lyle Lawrence, conveying certain property therein described to Fayette County Title Company as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Everett Financial, Inc. D/B/A Supreme Lending, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Freedom Mortgage Corporation.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Freedom Mortgage Corporation, will, on January 31, 2023 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

FIRST TRACT: BEGINNING AT A STAKE BEING MILLS’ SOUTHWEST CORNER; THENCE NORTH 40.5 DEGREES WEST ALONG MILLS’ WEST LINE 218 FEET TO A STAKE; THENCE SOUTH 40.5 DEGREES WEST 100 FEET TO A STAKE; THENCE SOUTH PARALLEL WITH MILLS’ WEST LINE 218 FEET TO A STAKE; THENCE NORTH 40,5 DEGREES EAST PARALLEL WITH THE NORTH LINE OF THE AREA BEING DESCRIBED 100 FEET TO THE BEGINNING, CONTAINING 1/2 ACRE, MORE OR LESS.

SECOND TRACT: BEGINNING AT AN IRON PIN (SET) IN THE NORTHWEST RIGHT OF WAY LINE OF STATE HIGHWAY 87 WEST (HAVING A 60 FOOT RIGHT OF WAY, 30 FOOT EITHER SIDE OF THE CENTERLINE OF SAID HIGHWAY), SAID POINT BEING THE SOUTHWEST CORNER OF C.J. PRUITTS LOT, RECORDED IN DEED BOOK 197, PAGE 189, AND AN INNER SOUTHEAST CORNER OF THE JOHN N. HARMON, III, ET AL, TRACT OF WHICH THIS PARCEL, NOW BEING DESCRIBED, IS A PORTION; RUNS THENCE WITH THE NORTHWEST RIGHT OF WAY LINE OF STATE HIGHWAY 87 WEST. SOUTH 40 DEGREES 30 MINUTES 00 SECONDS WEST 30.00 FEET TO AN IRON PIN (SET), SUBJECT PARCEL’S SOUTHWEST LINE; NORTH 38 DEGREES 04 MINUTES 39 SECONDS WEST 218.00 FEET TO AN IRON  PIN  (SET).  SUBJECT  PARCEL’S  NORTHWEST  CORNER;

THENCE WITH SUBJECT PARCEL’S NORTHWEST LINE, NORTH 40 DEGREES 30 MINUTES 00 SECONDS EAST 30.00 FEET TO AN IRON PIN (SET). SUBJECT PARCEL’S NORTHEAST CORNER AND C.J. PRUITTS NORTHWEST CORNER; THENCE WITH PRUITT’S SOUTHWEST LINE. SOUTH 38 DEGREES 04 MINUTES 39 SECONDS EAST 218.00 FEET TO THE POINT OF BEGINNING AND CONTAINING

0.15 ACRE, MORE OR LESS.

THIRD TRACT: BEGINNING AT A POINT IN THE NORTH RIGHT OF WAY LINE OF STATE HIGHWAY NO. 87 (HAVING A 60 FOOT RIGHT OF WAY, 30 FEET EITHER SIDE OF THE CENTER LINE OF SAID HIGHWAY), SAID POINT BEING THE SOUTHWEST CORNER OF DONALD BOCKHOLT’S LOT (DEED BOOK 417, PAGE 425) AND AN INNER SOUTHEAST CORNER OF THE JOHN M. HARMON, Ill, ET AL, TRACT OF WHICH THIS PARCEL, NOW BEING DESCRIBED, IS A PORTION; RUNS THENCE WITH THE NORTH RIGHT OF WAY LINE OF STATE HIGHWAY NO. 87, SOUTH 42 DEGREES 06 MINUTES 31 SECONDS WEST 58.25 FEET TO A SET IRON PIN, SUBJECT PARCEL’S SOUTHWEST CORNER; THENCE NORTHERLY ACROSS HARMON’S TRACT AND WITH SUBJECT PARCEL’S WEST LINE. NORTH 44 DEGREES 08 MINUTES 00 SECONDS WEST 268.20 FEET TO A SET IRON PIN, SUBJECT PARCEL’S NORTHWEST CORNER; THENCE WITH SUBJECT PARCEL’S NORTH LINE, NORTH 55 DEGREES 43 MINUTES 28 SECONDS EAST 213.59 FEET TO A FOUND IRON PIN, SUBJECT PARCEL’S NORTHEAST CORNER. THE NORTHWEST CORNER OF ELIZABETH TURNER’S LOT (DEED BOOK 374. PAGE 324) AND THE NORTHEAST CORNER OF BOCKHOLT’S LOT; THENCE WITH BOCKHOLT’S NORTH LINE. SOUTH 40 DEGREES 30 MINUTES 00 SECONDS WEST 130.00 FEET TO A POINT, SUBJECT PARCEL’S INNER CORNER AND BOCKHOLT’S NORTHWEST CORNER; THENCE WITH BOCKHOLT’S WEST LINE, SOUTH 38 DEGREES 04 MINUTES 39 SECONDS EAST 216,87 FEET TO THE POINT OF BEGINNING AND CONTAINING 0.476 ACRE, MORE OR LESS. DESCRIPTION PROVIDED BY CERTIFICATE OF SURVEY OF J. BRANTLEY MORRIS. III. R.LS.

ALSO KNOWN AS: 14986 Highway 87 West, Henning, TN 38041

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

DAVID LYLE LAWRENCE TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 354621

DATED December 16, 2022

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee