NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated January 28, 2022, and the Deed of Trust of even date securing the same, recorded January 31, 2022, in Book No. 768, at Page 709, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Marcus Jones, conveying certain property therein described to William Dan Douglas, Jr. as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Fairway Independent Mortgage Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Lakeview Loan Servicing, LLC.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Lakeview Loan Servicing, LLC, will, on October 25, 2023 on or about 11:00 AM, at the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Lying, situated and being in the 2nd Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:

Beginning at an iron stake in the east margin of U. S. Highway No. 51, and State Highway No. 3 (known as the Jefferson Davis Highway), said stake being the southwest corner of this lot, the location of which is South 67-1/2 degrees West 1.57 chains from the southwest corner of the concrete foundation of the residence of Mrs. Isabel A. Wilkes; thence South 54-1/4 degrees East 1.06 chains to an iron stake on the northern edge of a surface driveway (being the driveway to the grammar school); thence along a fence South 71 degrees East 37-1/4 links to an iron stake in a fence; thence North 89 degrees East 2.93 chains along a fence to an iron stake as a corner, on the brow of a hill; thence North 11-1/4 degrees East 54 links to an iron stake as a corner on the brow of a hill; thence North 11-1/4 degrees East 54 links to an iron stake in the heirs of Mrs. Fannie Dewalt’s south line; thence along her south line North 49-1/2 degrees West 3.25 chains to an iron stake in the highway above mentioned (U. S. 51, State No. 3); thence along the eastern edge of said highway South 40-1/4 degrees West 2.77 chains to the beginning, containing 79/125ths of an acre. Being designated as Map 95A, Group B, Parcel 19 in accordance with the Property Assessor’s Office of Lauderdale County, Tennessee.

ALSO KNOWN AS: 183 South Jefferson Street, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

MARCUS JONES TENANTS OF

ESTATE OF MARCUS JONES HEIR(S) OF MARCUS JONES ELLA C JONES

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 356912

DATED August 25, 2023

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 2, 2005, and the Deed of Trust of even date securing the same, recorded February 17, 2005, in Book No. 525, at Page 35, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Shirley M Downing, conveying certain property therein described to Southpoint Financial Services Inc. as Trustee for SouthPoint Financial Services Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-5, Home Equity Pass- Through Certificates, Series 2005-5.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by

U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-5, Home Equity Pass-Through Certificates, Series 2005-5, will, on September 27, 2023 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Beginning at a stake at the corner of Fifth and C Streets; runs thence west with the south boundary line of 5th Street 100 feet to a stake; thence south 100 feet to a stake; thence east 100 feet to a stake in the west boundary line of C Street; thence north with the west boundary line of C Street 100 feet to the beginning.

ALSO KNOWN AS: 305 Barfield Avenue, Henning, TN 38041-7567

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

SHIRLEY M DOWNING TENANTS OF

AMERICREDIT FINANCIAL SERVICES, INC D/B/A GM

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option

at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 183096

DATED August 22, 2023

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated January 28, 2022, and the Deed of Trust of even date securing the same, recorded January 31, 2022, in Book No. 768, at Page 709, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Marcus Jones, conveying certain property therein described to William Dan Douglas, Jr. as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Fairway Independent Mortgage Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Lakeview Loan Servicing, LLC.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Lakeview Loan Servicing, LLC, will, on October 25, 2023 on or about 11:00 AM, at the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Lying, situated and being in the 2nd Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:

Beginning at an iron stake in the east margin of U. S. Highway No. 51, and State Highway No. 3 (known as the Jefferson Davis Highway), said stake being the southwest corner of this lot, the location of which is South 67-1/2 degrees West 1.57 chains from the southwest corner of the concrete foundation of the residence of Mrs. Isabel A. Wilkes; thence South 54-1/4 degrees East 1.06 chains to an iron stake on the northern edge of a surface driveway (being the driveway to the grammar school); thence along a fence South 71 degrees East 37-1/4 links to an iron stake in a fence; thence North 89 degrees East 2.93 chains along a fence to an iron stake as a corner, on the brow of a hill; thence North 11-1/4 degrees East 54 links to an iron stake as a corner on the brow of a hill; thence North 11-1/4 degrees East 54 links to an iron stake in the heirs of Mrs. Fannie Dewalt’s south line; thence along her south line North 49-1/2 degrees West 3.25 chains to an iron stake in the highway above mentioned (U. S. 51, State No. 3); thence along the eastern edge of said highway South 40-1/4 degrees West 2.77 chains to the beginning, containing 79/125ths of an acre. Being designated as Map 95A, Group B, Parcel 19 in accordance with the Property Assessor’s Office of Lauderdale County, Tennessee.

ALSO KNOWN AS: 183 South Jefferson Street, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

MARCUS JONES TENANTS OF

ESTATE OF MARCUS JONES HEIR(S) OF MARCUS JONES ELLA C JONES

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 356912

DATED August 25, 2023

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 2, 2005, and the Deed of Trust of even date securing the same, recorded February 17, 2005, in Book No. 525, at Page 35, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Shirley M Downing, conveying certain property therein described to Southpoint Financial Services Inc. as Trustee for SouthPoint Financial Services Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-5, Home Equity Pass- Through Certificates, Series 2005-5.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by

U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-5, Home Equity Pass-Through Certificates, Series 2005-5, will, on September 27, 2023 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Beginning at a stake at the corner of Fifth and C Streets; runs thence west with the south boundary line of 5th Street 100 feet to a stake; thence south 100 feet to a stake; thence east 100 feet to a stake in the west boundary line of C Street; thence north with the west boundary line of C Street 100 feet to the beginning.

ALSO KNOWN AS: 305 Barfield Avenue, Henning, TN 38041-7567

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

SHIRLEY M DOWNING TENANTS OF

AMERICREDIT FINANCIAL SERVICES, INC D/B/A GM

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option

at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 183096

DATED August 22, 2023

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 2, 2005, and the Deed of Trust of even date securing the same, recorded February 17, 2005, in Book No. 525, at Page 35, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Shirley M Downing, conveying certain property therein described to Southpoint Financial Services Inc. as Trustee for SouthPoint Financial Services Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-5, Home Equity Pass- Through Certificates, Series 2005-5.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by

U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-5, Home Equity Pass-Through Certificates, Series 2005-5, will, on September 27, 2023 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Beginning at a stake at the corner of Fifth and C Streets; runs thence west with the south boundary line of 5th Street 100 feet to a stake; thence south 100 feet to a stake; thence east 100 feet to a stake in the west boundary line of C Street; thence north with the west boundary line of C Street 100 feet to the beginning.

ALSO KNOWN AS: 305 Barfield Avenue, Henning, TN 38041-7567

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

SHIRLEY M DOWNING TENANTS OF

AMERICREDIT FINANCIAL SERVICES, INC D/B/A GM

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option

at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 183096

DATED August 22, 2023

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated January 28, 2022, and the Deed of Trust of even date securing the same, recorded January 31, 2022, in Book No. 768, at Page 709, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Marcus Jones, conveying certain property therein described to William Dan Douglas, Jr. as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Fairway Independent Mortgage Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Lakeview Loan Servicing, LLC.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Lakeview Loan Servicing, LLC, will, on October 25, 2023 on or about 11:00 AM, at the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Lying, situated and being in the 2nd Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:

Beginning at an iron stake in the east margin of U. S. Highway No. 51, and State Highway No. 3 (known as the Jefferson Davis Highway), said stake being the southwest corner of this lot, the location of which is South 67-1/2 degrees West 1.57 chains from the southwest corner of the concrete foundation of the residence of Mrs. Isabel A. Wilkes; thence South 54-1/4 degrees East 1.06 chains to an iron stake on the northern edge of a surface driveway (being the driveway to the grammar school); thence along a fence South 71 degrees East 37-1/4 links to an iron stake in a fence; thence North 89 degrees East 2.93 chains along a fence to an iron stake as a corner, on the brow of a hill; thence North 11-1/4 degrees East 54 links to an iron stake as a corner on the brow of a hill; thence North 11-1/4 degrees East 54 links to an iron stake in the heirs of Mrs. Fannie Dewalt’s south line; thence along her south line North 49-1/2 degrees West 3.25 chains to an iron stake in the highway above mentioned (U. S. 51, State No. 3); thence along the eastern edge of said highway South 40-1/4 degrees West 2.77 chains to the beginning, containing 79/125ths of an acre. Being designated as Map 95A, Group B, Parcel 19 in accordance with the Property Assessor’s Office of Lauderdale County, Tennessee.

ALSO KNOWN AS: 183 South Jefferson Street, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

MARCUS JONES TENANTS OF

ESTATE OF MARCUS JONES HEIR(S) OF MARCUS JONES ELLA C JONES

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 356912

DATED August 25, 2023

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

SUBSTITUTE TRUSTEE’S
NOTICE OF SALE

Sale at public auction will be on May 24, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Coty L. James, unmarried man, to Susan Voss, as Trustee for Regions Bank d/b/a Regions Mortgage dated December 10, 2019, and recorded in Book 734, Page 141, Instrument No. 190535, and as corrected by Attorney Affidavit recorded in Book 788, Page 534, Instrument No. 202547, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank d/b/a Regions Mortgage
Other interested parties: None
The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:
Legal Description: Lying, situated and being in the Eighth (8th) Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:
BEGINNING at a stake in the southeast boundary line of original tract and the center of Cherokee blacktop road; thence West with the center of blacktop road, 206 feet to the POINT OF BEGINNING; thence West with the center of blacktop road, 127 feet to a stake in center of blacktop road; thence North 05 degrees 15 minutes, 343 feet to a stake; thence South 86 degrees 30 minutes East, 127 feet to a stake; thence South 05 degrees 15 minutes West, 343 feet to the POINT OF BEGINNING.
Being further identified as Tax Map 3, Control Map 3, Parcel 1.08 in the records of the Tax Assessors Office for Lauderdale County, Tennessee. This being the same property conveyed unto Coty L. James by Warranty Deed recorded in Record Book 734, Page 139, in the Registers Office for Lauderdale County, Tennessee.
Street Address: The street address of the property is believed to be 990 Cherokee Road, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 003 001.08
Current owner(s) of Record: Coty L. James
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com
PLG# 22-010727-1

Lauderdale County, Tennessee will on Friday, June 16. 2023, offer for sale at auction a farm tract of land located in Lauderdale County, Tennessee, and more particularly described as follows:

Approximately 20 acre tract of land located on Bud Armour Road in the 7th Civil District of Lauderdale County, Tennessee, being designated as Map 53, Parcel 20.01 of the Property Assessor’s Office of Lauderdale County, Tennessee.

This farm land is to be sold by the Attorney for Lauderdale County Tennessee to the highest bidder for cash. The farm will be sold by the tract and not by the acre. The property is sold “as is.” There is no warranty as to exact acreage. This sale is being conducted pursuant to a vote of the Members of the Lauderdale County Commission. This said sale will be held at the east door of the Lauderdale County Courthouse. Annoucements made at the sale take precedence over all other advertisements. Lauderdale County reserves right to confirm or reject any bids. Final closing of said sale will be within three days from date of sale.

For details of the sale contact William Dan Douglas, Jr., Attorney for Lauderdale County, Tennessee, at 731-635-5113.

SUBSTITUTE TRUSTEE’S
NOTICE OF SALE

Sale at public auction will be on May 24, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Coty L. James, unmarried man, to Susan Voss, as Trustee for Regions Bank d/b/a Regions Mortgage dated December 10, 2019, and recorded in Book 734, Page 141, Instrument No. 190535, and as corrected by Attorney Affidavit recorded in Book 788, Page 534, Instrument No. 202547, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank d/b/a Regions Mortgage
Other interested parties: None
The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:
Legal Description: Lying, situated and being in the Eighth (8th) Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:
BEGINNING at a stake in the southeast boundary line of original tract and the center of Cherokee blacktop road; thence West with the center of blacktop road, 206 feet to the POINT OF BEGINNING; thence West with the center of blacktop road, 127 feet to a stake in center of blacktop road; thence North 05 degrees 15 minutes, 343 feet to a stake; thence South 86 degrees 30 minutes East, 127 feet to a stake; thence South 05 degrees 15 minutes West, 343 feet to the POINT OF BEGINNING.
Being further identified as Tax Map 3, Control Map 3, Parcel 1.08 in the records of the Tax Assessors Office for Lauderdale County, Tennessee. This being the same property conveyed unto Coty L. James by Warranty Deed recorded in Record Book 734, Page 139, in the Registers Office for Lauderdale County, Tennessee.
Street Address: The street address of the property is believed to be 990 Cherokee Road, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 003 001.08
Current owner(s) of Record: Coty L. James
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com
PLG# 22-010727-1

SUBSTITUTE TRUSTEE’S
NOTICE OF SALE

Sale at public auction will be on May 24, 2023, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Coty L. James, unmarried man, to Susan Voss, as Trustee for Regions Bank d/b/a Regions Mortgage dated December 10, 2019, and recorded in Book 734, Page 141, Instrument No. 190535, and as corrected by Attorney Affidavit recorded in Book 788, Page 534, Instrument No. 202547, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank d/b/a Regions Mortgage
Other interested parties: None
The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:
Legal Description: Lying, situated and being in the Eighth (8th) Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:
BEGINNING at a stake in the southeast boundary line of original tract and the center of Cherokee blacktop road; thence West with the center of blacktop road, 206 feet to the POINT OF BEGINNING; thence West with the center of blacktop road, 127 feet to a stake in center of blacktop road; thence North 05 degrees 15 minutes, 343 feet to a stake; thence South 86 degrees 30 minutes East, 127 feet to a stake; thence South 05 degrees 15 minutes West, 343 feet to the POINT OF BEGINNING.
Being further identified as Tax Map 3, Control Map 3, Parcel 1.08 in the records of the Tax Assessors Office for Lauderdale County, Tennessee. This being the same property conveyed unto Coty L. James by Warranty Deed recorded in Record Book 734, Page 139, in the Registers Office for Lauderdale County, Tennessee.
Street Address: The street address of the property is believed to be 990 Cherokee Road, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 003 001.08
Current owner(s) of Record: Coty L. James
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com
PLG# 22-010727-1