NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 13, 2000, and the Deed of Trust of even date securing the same, recorded April 24, 2000, in Book No. 430, at Page 102, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Janie Montgomery and Derik L Montgomery, conveying certain property therein described to G. Michael Acree as Trustee for America’s Cashline; and the undersigned, Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank, N.A., as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates Series 2006-RP1.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank, N.A., as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates Series 2006-RP1, will, on November 18, 2026 on or about 11:00 AM, at the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all redemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

First Tract: Being Lot No. 9, Spiller Subdivision, Second Addition, Ripley, Tennessee, as same appears of record in plat in the Register’s Office of Lauderdale County, Tennessee in Record Book 51, page 288. Beginning at a stake in the west margin of Osborne Avenue 225 feet north with said Osborne Avenue of the north margin of Spiller Lane, and being the southeast corner of this lot (Lot No. 9) and being also the northeast corner of Lot No. 8; hence with the north margin of No. No. 8, north 45 degrees west 150 feet to a stake; the northwest corner of Lot No. 8; thence 51 degree east a distance of 75 feet to a stake, the southwest corner of Lot No. 10; thence with the southern boundary of said Lot No. 10, south 45 degrees east a distance of 150 feet to a stake in the west margin of Osborne Avenue; thence with the margin of Osborne Avenue south 51 degrees west 75 feet to the point of beginning and containing 11,500 square feet, more or less. Second Tract: Being the southern one-half of Lot No. 10, Spiller Subdivision, second Addition, Ripley, Tennessee, as same appears of record in plat in the Register’s Office of Lauderdale County, Tennessee, in Record Book 51, page 288. Beginning at a stake in the west margin of Osborne Avenue 300 feet north with said Osborne Avenue of the north margin of Spiller Lane, said point of beginning being also the northeast corner of Lot No. 9 in this subdivision; thence with the west margin of Osborne Avenue north 59 degrees east 37.5 feet to a stake, the southeast corner of the lot sold to Arthur Finch in April, 1968; thence north 45 degrees east 150 feet to a stake; thence south 51 degrees west 37.5 feet to a stake, the northwest corner of Lot No. 9; thence south 45 degrees east 150 feet to the point of beginning, and being the southern one-half of Lot No. 10 of Spiller Subdivision as hereinabove described. And being the same property conveyed to Janie Mae Webster of record at Book 106, Page 432 and to Janie Mae Webster of record at Book 106, Page 432 and to Janie Mae Webster and Emma D. Webster (now deceased) by deed of record at Book 295, Page 252 in the Register’s Office of Lauderdale County, Tennessee. And being the same property conveyed to Derik L. Montgomery to create an estate by the entirety, by deed of record at Book 397 Page 776 in the Register’s Office of Lauderdale County, Tennessee.

ALSO KNOWN AS: 149 Osborne Street, Ripley, TN 38063-1962

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:

JANIE MONTGOMERY DERIK L MONTGOMERY

ESTATE OF DERIK MONTGOMERY HEIR(S) OF DERIK MONTGOMERY KEEVIN WEBSTER

COURTNEY RICKS RETEESHIA WEBSTER

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated

§35-5-101 et seq. are posted online at www.internetpostings.com by a third-party internet posting company. FLG No. 90893

DATED October 2, 2026

Foundation Legal Group, LLP fka

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee