NOTICE OF TRUSTEE’S SALE-WILSON AND ASSOCIATES-LONA J TURNER AND BILLY TURNER, 175 EASTEND STREET, RIPLEY, TN 38063.8-19-26

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated November 25, 2009, and the Deed of Trust of even date securing the same, recorded December 2, 2009, in Book No. 608, at Page 322, and modified on February 6, 2025, in Book No. 817, at Page 99 in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Lona J Turner and Billy Turner, and subsequently assumed and modified by James R Ross; conveying certain property therein described to Ralph Henson as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for First Citizens National Bank, its successors and assigns; and the undersigned, Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Rocket Mortgage, LLC.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Rocket Mortgage, LLC, will, on September 1, 2026 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all redemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Lying, situated and being in the 2nd Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit: Beginning at a stake in the Conner, Ripley and Brownsville Road, C. S. Carney and W. H. Foust’s southeast corner; thence northwardly with Foust’s line, 297 feet to the northeast corner of the lot of Foust’s and In the south line of another lot of Foust’s; thence eastwardly with his last named lot, 110 feet to a stake, a corner of this last named lot of Foust’s; thence southwardly with the line of the lot to the northwest corner of a lot sold by Blair Pierson to Thomas; thence with the line of Thomas’ lot in the same direction, in all 297 feet to a stake in the Ripley and Brownsville Road; thence westwardly with said road 110 feet to the beginning. Being designated as Map 95B, Group A, Parcel 11 in accordance with the Tax Assessor’s Office of Lauderdale County, Tennessee.

ALSO KNOWN AS: 175 Eastend Street, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:

LONA J TURNER

BILLY TURNER

JAMES R ROSS

JAMES ROBERT ROSS

ESTATE OF LONA J TURNER

HEIRS OF LONA J TURNER

ESTATE OF BILLY TURNER

HEIRS OF BILLY TURNER

JEFF TURNER

CAVALRY SPV I, LLC

ESTATE OF LONA TURNER

HEIR(S) OF BILLY TURNER

HEIR(S) OF LONA TURNER

THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT

CROWN ASSET MANAGEMENT, LLC

HERC RENTALS INC.

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated §35-5-101 et seq. are posted online at http://www.internetpostings.com by a third-party internet posting company. FLG No. 338704

DATED August 3, 2026

Foundation Legal Group, LLP fka

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

FLG No. 338704

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