Lauderdale Voice

NOTICE OF TRUSTEE’S FORECLOSURE SALE

Sale at public auction will be on November 24, 2026, at 1:00 pm, local time at the usual and customary location at the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Bill Vaughn Stalford and Margie Elizabeth Stalford for the benefit of Mortgage Electronic Registration Systems, Inc,. as nominee for Wintrust Mortgage, A Division of Barrington Bank and Trust Co., N.A., its successors and assigns, as Beneficiary, dated December 23, 2021, of record in Book 767 and Page 393, in the Registers Of Deeds Office for Lauderdale County, Tennessee, (“Deed of Trust”), conducted by James E. Albertelli, P.A. d/b/a ALAW, a Florida corporation duly authorized to conduct business in Tennessee, having been appointed Trustee, all of record in the Register of Deeds Office for Lauderdale County, Tennessee. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A. Other Interested Parties: Occupants

The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF LAUDERDALE, STATE OF TENNESSEE, AND DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIPE IN THE NORTH RIGHT OF WAY LINE OF LIGHTFOOT-LUCKETT ROAD (HAVING A 60 FOOT RIGHT OF WAY, 30 FEET EITHER SIDE OF THE CENTER LINE OF SAID ROAD), SAID POINT BEING THE SOUTHEAST CORNER OF PAMELA TUTOR SMITH’S LOT AND THE SOUTHWEST CORNER OF THE JOE RUSHING, JR. LOT, NOW BEING DESCRIBED, RUNS THENCE WITH SMITH’S EAST LINE, NORTH 6 DEGREES 28 MINUTES 05 SECONDS WEST

184.26 FEET TO AN IRON PIPE IN GARY MANESS’ SOUTH LINE, SMITH’S NORTHEAST CORNER AND SUBJECT LOT’S NORTHWEST CORNER; THENCE WITH MANESS SOUTH LINE, NORTH 89 DEGREES 04 MINUTES 55 SECONDS EAST

365.68 FEET TO AN IRON PIN IN THE NORTH RIGHT OF WAY LINE OF LIGHTFOOT-LUCKETT ROAD, MANESS’ INNER SOUTHEAST CORNER AND SUBJECT LOT’S EAST CORNER; THENCE WITH THE NORTH RIGHT OF WAY OF LIGHTFOOT-LUCKETT ROAD, SOUTH 61 DEGREES 17 MINUTES 00 SECONDS WEST 393.24 FEET TO THE POINT OF BEGINNING AND CONTAINING 0.77 ACRE, MORE OR LESS.

THIS BEING THE SAME PROPERTY CONVEYED TO BILL VAUGHN STALFORD AND WIFE, MARGIE ELIZABETH STALFORD, AS TENANTS BY THE ENTIRETY BY DEED FROM EARNEST E. THOMAS AND WIFE, LINDA L. THOMAS BY WARRANTY DEED DATED OCTOBER 14, 2015 RECORDED ON OCTOBER 15, 2015 IN OFFICIAL RECORDS BOOK 678 PAGE 479 IN THE REGISTERS OFFICE OF COUNTY OF LAUDERDALE, STATE OF TENNESSEE

Street Address: The street address of the property is believed to be 1100 Lightfoot Luckett Road, Ripley, TN 38063, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 078 002.04 000

Current owner(s) of the property: Bill Vaughn Stalford and Margie Elizabeth Stalford

This sale is subject to all matters shown on any applicable recorded Plat or Plan; and unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of trust, including right of redemption of any governmental agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims

and other matters that may take priority over the deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this foreclosure sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be

good, but the undersigned will sell and convey only as Trustee.

The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.

If you purchase the property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Albertelli Law Trust Account. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the Lender and any other bidders. Insufficient funds will not be accepted. Amounts received, in excess of the winning bid, will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the Lender or Trustee. This sale may be rescinded by the Trustee at any time.

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

James E. Albertelli, P.A. d/b/a ALAW, Trustee 501 Union Street, Suite 600G

Nashville, TN 37219

PH: (615) 265-0835

FX: (615) 265-0836

File No.: 26-000021

Publication Date:

10/28/2026    11/04/2026

Online publication at: www.nwpostingservices.com.