Wendy Guerin Smith-Successor’s Trustee’s Sale-Walter Cross-214 Sunset, Ripley, TN, 38063.1-15-2020


            Default having been made in the payment of the debts and in the performance of the obligations secured to be paid in a certain Deed of Trust (“Deed of Trust”) executed September 11, 2017, by WALTER CROSS (“Grantor”), to DAVID J. HARRIS, as Trustee (“Trustee”), for the benefit of BANKTENNESSEE (“Lender”), which Deed of Trust is of record at Instrument Number 183612, Book 704, Page 700-708 in the Register’s Office of Lauderdale County, Tennessee; and the undersigned having been appointed Successor Trustee in the place and stead of DAVID J. HARRIS, as Trustee, by Substitution of Trustee of record at Instrument Number 190595, Book 734, Page 371, in said Register’s Office; and BANKTENNESSEE as present owner of the debt secured, having requested the undersigned to advertise and sell the property conveyed by said Deed of Trust; and said indebtedness having matured by default in the payment of the debts and in the performance of the obligations secured by said Deed of Trust, at the option of the owner of said indebtedness; this is to give notice that WENDY GEURIN SMITH, Successor Trustee or a duly appointed agent, will, on:


commencing at 12:00 noon, at the front door of the Lauderdale County Courthouse, Ripley, Tennessee, proceed to sell the following property at public auction to the highest bidder for cash at the time and under the terms designated in this Notice of Sale:

Being Lot #66 in Skyline Subdivision to the Town of Ripley, Tennessee, as shown on a plat recorded in Record Book 49, Page 232, ROLC, to which reference is here made, and further bounded and described as follows, to wit: 

Beginning at stake in the east margin of Sunset Drive (having a 50 foot right of way), being the southwest corner of this lot and the northwest corner of Lot #65 in said subdivision; runs thence east with the north margin of Lot #65 a distance of 175 feet to a stake, the southwest corner of Lot No. 48; runs thence in a northerly direction with the west margin of Lot #48 a distance of 100 feet to a stake, the southeast corner of Lot #67; runs thence in a westerly direction with the south margin of Lot #67 a distance of 175 feet to a stake in the east margin of Sunset Drive; runs thence south with the east margin of Sunset Drive a distance of 100 feet to the point of beginning. 

Being the same property conveyed to Walter Cross by Warranty Deed dated June 7, 2017, and filed of record in Instrument Number 182610, Book 700, Page 721-722, in the Register’s Office of Lauderdale County, Tennessee. 

            The Real Property or its address is commonly known as 214 Sunset Drive, Ripley, Tennessee.  The address is not a part of the legal description and, in the event of a discrepancy, the legal description herein shall control.  

            Subject to any easements, liens, restrictions or other matters of record prior to said Deed of Trust, and any unpaid City of Ripley or Lauderdale County, Tennessee real estate taxes or assessments.

Owner of Record:                   Walter Cross    

            Other Interested Parties:         Amanda Fletcher

                                                            City of Ripley, Tennessee; 

                                                            Lauderdale County, Tennessee.  

Said sale shall be held subject to all matters shown on any applicable recorded plat; any and all unpaid 2018 and 2019 City of Ripley, Tennessee and Lauderdale County, Tennessee real estate taxes and assessments; any restrictive covenants, agreements, easements, or setback lines that may be applicable (including but not limited to those matters shown on plat of record in Plat Book 49, Page 232 in the Register’s Office of Lauderdale County, Tennessee); any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; to any matter than an accurate survey of the premises might disclose; tenant’s rights of possession, if any; and, the following parties who may claim an interest in the above-referenced property: none.

            To the best of the Trustee’s knowledge, information, and belief, there are no other Federal or State tax lien claimants or other claimants upon the subject property which would require notice pursuant to the terms and provisions of T.C.A. § 35-5-104 or T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.

            Equity of redemption, statutory or common law right of redemption, homestead, dower,  marital share, and all other rights and exemptions of every kind, all of which are waived in said Deed of Trust and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.

            If the highest bidder cannot pay the cash bid at the date and time of the sale, the next highest bidder will be deemed the successful bidder at the next highest bid.

            The right is reserved to adjourn the day of the sale to another date, time and place certain without further publication, upon announcement at the time and place of the sale set forth above.

            This is an attempt to collect a debt.  Any information gained will be used for that purpose.

                                                                        WENDY GEURIN SMITH

                                                                        Successor Trustee

Wendy Geurin Smith


6077 Primacy Parkway, Suite 200

Memphis, Tennessee 38119


Publication Dates: January 8, January 15, and January 22, 2020

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