NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 22, 2008, and the Deed of Trust of even date securing the same, recorded February 25, 2008, in Book No. 583, at Page 775, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Montgomery Alston, conveying certain property therein described to L Bruner as Trustee for CitiFinancial Services, Inc.; and the undersigned, Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by U.S. Bank Trust Company, National Association, not in its individual capacity but solely in its capacity as Indenture Trustee of CIM Trust 2025-NR1.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by U.S. Bank Trust Company, National Association, not in its individual capacity but solely in its capacity as Indenture Trustee of CIM Trust 2025-NR1, will, on January 7, 2026 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all redemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

THE FOLLOWING DESCRIBED REAL ESTATE, TOGETHER WITH ALL IMPROVEMENTS THEREON, LYING, SITUATE AND BEING IN THE 3RD CIVIL DISTRICT OF LAUDERDALE COUNTY, TENNESSEE, AND MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POST IN THE SOUTHWEST CORNER OF A TRACT OF LAND CONVEYED BY MRS. J.F. CRUTCHER TO JAMES AND IONIE JETER (GEATER) IN 1959, SAID BEGINNING POINT BEING ALSO THE NORTHWEST CORNER OF THE ORIGINAL TRACT OF WHICH THIS LOT IS A PARCEL; THENCE SOUTH 1.50 CHAINS TO A STAKE IN THE WEST BOUNDARY OF A TRACT BELONGING TO MRS. J. F. CRUTCHER AND IN THE EAST BOUNDARY OF A TRACT BELONGING TO MRS. DAISY OLDHAM; THENCE EAST 1.6 CHAINS TO A STAKE; THENCE NORTH PARALLEL TO THE WESTERN BOUNDARY OF THIS LOT A DISTANCE OF 1.50 CHAINS TO A STAKE IN JETER’S SOUTH LINE; THENCE WEST 1.575 CHAINS TO THE POINT OF BEGINNING. AND BEING THE WESTERN ONE-HALF OF A LOT IN WHICH AN UNDIVIDED ONE-HALF INTEREST WAS CONVEYED TO MONTGOMERY ALSTON BY DEED OF CALLIE MAE ALSTON.  THE FOLLOWING DESCRIBED REAL ESTATE, TOGETHER WITH ALL IMPROVEMENTS THEREON, LYING, SITUATE AND BEING IN THE 3RD CIVIL DISTRICT OF

LAUDERDALE COUNTY, TENNESSEE, AND MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT A STAKE IN THE NORTH MARGIN OF THE ORIGINAL TRACT, SAID POINT OF BEGINNING BEING THE NORTHEAST CORNER OF MONTGOMERY ALSTONS LOT AND BEING 1.575 CHAINS EAST OF THE NORTHWEST CORNER OF THE ORIGINAL TRACT OF WHICH THIS LOT IS A PARCEL; THENCE SOUTH WITH MONTGOMERY ALSTONS EAST LINE 1.50 CHAINS TO A STAKE IN THE SOUTH BOUNDARY LINE OF THE ORIGINAL TRACT; THENCE EAST 1.6 CHAINS TO A STAKE IN THE BOUNDARY OF A LOT BELONGING TO EVA DELL CONLEY; THENCE NORTH ALONG THE WEST BOUNDARY OF LOTS BELONGING TO EVA DELL CONLEY AND GEORGE TURNER IN THAT ORDER 1.50 CHAINS TO A POST IN THE WEST BOUNDARY OF GEORGE TURNERS LOT, THE SAME BEING THE SOUTHEAST CORNER OF JAMES AND IONIE GEATERS (JETERS) LOT; THENCE WEST 1,575 CHAINS TO THE POINT OF BEGINNING, AND BEING THE EASTERN ONE-HALF OF THE LOT CONVEYED TO CALLIE MAE ALSTON AND EMMETT ALSTON BY DEED OF JAMES JETER AND RECORD IN RECORD BOOK 42. PAGE 476, REGISTERS OFFICE OF LAUDERDALE COUNTY, TENNESSEE.

ALSO KNOWN AS: 148 Alston Street, Henning, TN 38041

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:

MONTGOMERY ALSTON TENANTS OF

ESTATE OF MONTGOMERY ALSTON HEIR(S) OF MONTGOMERY ALSTON PEARLIE MAE ALSTON

DOUGLAS CONSTRUCTION LLC

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated

§35-5-101 et seq. are posted online at www.internetpostings.com by a third-party internet posting company. FLG No. 363238

DATED December 8, 2025

Foundation Legal Group, LLP fka WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF SUCCESSOR TRUSTEE’S SALE

            WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Note dated February 10, 2022, and the Deed of Trust of even date, securing said Note recorded February 11, 2022 in Book 769, at Page 237-248, as Document #198330, in the Register’s office for LAUDERDALE County, Tennessee, executed by GLENDA K REED, SINGLE WOMAN, conveying the certain property described therein to FIRST AMERICAN TITLE INSURANCE COMPANY, Trustee, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS BENEFICIARY, AS NOMINEE FOR PANORAMA MORTGAGE GROUP, LLC DBA ALTERRA HOME LOANS, its successors and assigns and to MARINOSCI LAW GROUP, P.C., having been appointed as Successor Trustee by instrument of record November 17, 2025 in the Register’s office for LAUDERDALE County, Tennessee in Book 833, at Page 407-409, as Document #211837.

            WHEREAS, the owner and holder of the Note has declared the entire indebtedness due and payable and demanded that the hereinafter described real property be advertised and sold in satisfaction of indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust.

            NOW, THEREFORE, notice is hereby given that an agent of Marinosci Law Group, P.C., as Successor Trustee, pursuant to the power, duty and authority vested in and conferred upon said Successor Trustee, by the Deed of Trust, will on January 14, 2026 at 11:00 AM at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063 offer for sale to the highest bidder for cash, and free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Lauderdale County, Tennessee, described as follows:

BEGINNING at a stake in the center of old U.S. Highway 51, at the NW corner of the original lot sold to Ed Joplin by deed of R.S. Maclin recorded in Deed Book I-3 page 67; runs thence south with U.S. 51 147-1/2 feet to a stake; thence east 147-1/2 feet to a stake in the Joplin line; thence north 147-1/2 feet to a stake in the Whitefield Road (now Webb Street); thence west 147-1/2 feet to the beginning, containing approximately one-half acre, more or less.

More Commonly Known As: 273 N MAIN ST, RIPLEY, TN 38063

            Said sale shall be held subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; to any matter that an accurate survey of the premises might disclose; and subject to, but not limited to, the following parties who may claim an interest in the above-referenced property: GLENDA K REED, SECRETARY OF HOUSING & URBAN DEVELOPMENT, OCCUPANTS/TENANTS OF 273 N MAIN ST, RIPLEY, TN 38063.

            To the best of the Successor Trustee’s knowledge, information, and belief, there are no other Federal or State tax lien claimants or other claimants upon the subject property which would require notice pursuant to the terms and provision of T.C.A. § 35-5-104 or T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.

            The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time.  The Successor Trustee may postpone the above referenced sale from time to time as needed without further publication.  The Successor Trustee will announce the postponement on the date and at the time and location of the originally scheduled sale.

            This is an attempt to collect a debt, and any information obtained will be utilized for that purpose.

Marinosci Law Group, P.C., Successor Trustee

555 Perkins Extended, Suite 445

Memphis, TN 38117

Office: (901) 203-0680

Fax: (901) 440-0561

Publication Dates:

11/26/2025, 12/03/2025

Online publication at: www.publicnoticeagency.com/auctions

NOTICE OF SUCCESSOR TRUSTEE’S SALE

            WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Note dated February 10, 2022, and the Deed of Trust of even date, securing said Note recorded February 11, 2022 in Book 769, at Page 237-248, as Document #198330, in the Register’s office for LAUDERDALE County, Tennessee, executed by GLENDA K REED, SINGLE WOMAN, conveying the certain property described therein to FIRST AMERICAN TITLE INSURANCE COMPANY, Trustee, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS BENEFICIARY, AS NOMINEE FOR PANORAMA MORTGAGE GROUP, LLC DBA ALTERRA HOME LOANS, its successors and assigns and to MARINOSCI LAW GROUP, P.C., having been appointed as Successor Trustee by instrument of record November 17, 2025 in the Register’s office for LAUDERDALE County, Tennessee in Book 833, at Page 407-409, as Document #211837.

            WHEREAS, the owner and holder of the Note has declared the entire indebtedness due and payable and demanded that the hereinafter described real property be advertised and sold in satisfaction of indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust.

            NOW, THEREFORE, notice is hereby given that an agent of Marinosci Law Group, P.C., as Successor Trustee, pursuant to the power, duty and authority vested in and conferred upon said Successor Trustee, by the Deed of Trust, will on January 14, 2026 at 11:00 AM at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063 offer for sale to the highest bidder for cash, and free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Lauderdale County, Tennessee, described as follows:

BEGINNING at a stake in the center of old U.S. Highway 51, at the NW corner of the original lot sold to Ed Joplin by deed of R.S. Maclin recorded in Deed Book I-3 page 67; runs thence south with U.S. 51 147-1/2 feet to a stake; thence east 147-1/2 feet to a stake in the Joplin line; thence north 147-1/2 feet to a stake in the Whitefield Road (now Webb Street); thence west 147-1/2 feet to the beginning, containing approximately one-half acre, more or less.

More Commonly Known As: 273 N MAIN ST, RIPLEY, TN 38063

            Said sale shall be held subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; to any matter that an accurate survey of the premises might disclose; and subject to, but not limited to, the following parties who may claim an interest in the above-referenced property: GLENDA K REED, SECRETARY OF HOUSING & URBAN DEVELOPMENT, OCCUPANTS/TENANTS OF 273 N MAIN ST, RIPLEY, TN 38063.

            To the best of the Successor Trustee’s knowledge, information, and belief, there are no other Federal or State tax lien claimants or other claimants upon the subject property which would require notice pursuant to the terms and provision of T.C.A. § 35-5-104 or T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.

            The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time.  The Successor Trustee may postpone the above referenced sale from time to time as needed without further publication.  The Successor Trustee will announce the postponement on the date and at the time and location of the originally scheduled sale.

            This is an attempt to collect a debt, and any information obtained will be utilized for that purpose.

Marinosci Law Group, P.C., Successor Trustee

555 Perkins Extended, Suite 445

Memphis, TN 38117

Office: (901) 203-0680

Fax: (901) 440-0561

Publication Dates:

11/26/2025, 12/03/2025

Online publication at: www.publicnoticeagency.com/auctions

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated October 15, 2024, and the Deed of Trust of even date securing the same, recorded October 17, 2024, in Book No. 812, at Page 573, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Marlon Wynn and Courtney Graves, conveying certain property therein described to Fayette County Title Company as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Fairway Independent Mortgage Corporation, its successors and assigns; and the undersigned, Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Lakeview Loan Servicing, LLC.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Lakeview Loan Servicing, LLC, will, on November 12, 2025 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

FIRST TRACT: BEGINNING at a stake in the east margin of Thompson Avenue, this this also being a point in the south margin of a gravel road, and being the northwest corner of Lot No. 15 of Hillcrest Subdivision, and runs thence in a southernly direction along the east margin of Thompson Avenue and the west margin of Lot No. 15 to a point in the southwest corner of Lot No. 15, and being also the northwest corner of Lot No. 23 of said Hillcrest Subdivision, and continues on southernly along the west margin of Lot No. 23 to a point where Thompson Drive intersects with Thompson Avenue, this being the southwest corner of Lot No. 23, and the west side of this herein conveyed lot being 180 +/- feet, more or less; runs thence in an easternly direction along the south margin of Lot No. 23, this being also the north margin of Thompson Drive, 98′ 5″ and this being the southeast corner of Lot No. 23: and runs thence in an easternly direction along the north margin of Thompson Drive another 31′ 7″ to a stake, this being part of the south margin of Lot No, 22 of Hillcrest Subdivision; runs thence in a northernly direction parallel to the west margin of this herein conveyed lot 130 feet to a stake; runs thence in a westernly direction parallel to the south margin of this herein conveyed lot 20 feet to a stake; runs thence in a northernly direction parallel to the west margin of this herein conveyed lot 100+/-feet to a stake in the south margin of a gravel road; runs thence in a westernly direction along the south margin of said gravel road, it being also the north margin of Lot No. 15 of said

subdivision, back to the point of beginning. SECOND TRACT: BEGINNING at a stake in the south margin of a tract of land owned by Nation, this being an inner northeast corner of a tract conveyed to Presson nd wife, in Record Book 53, Page 10 of the Register’s Office of Lauderdale County, Tennessee, and runs thence in a southernly direction along the east margin of the Presson tract 130 feet to a stake in the north margin of Thompson Drive, this being also the southeast corner of the Presson lot; runs thence in an easternly direction along the north margin of Thompson Drive 10 feet to a stake, being the southwest corner of a lot this day conveyed to Russell Reviere; runs thence in a northernly direction parallel to the east margin of the Presson tract and the west margin of the Reviere tract 131 +/- feet to a stake in the south margin of the Nation lot; runs thence in a westernly direction along the south margin of the Nation lot 10 +/- feet back to the point of beginning. This conveyance is made subject to street dedications, building restrictions, easements, and protective covenants as set out in Book 40, Page 532, and Book 24, Page 613, in the Register’s Office of Lauderdale County, Tennessee, EXCLUSION: Included in the above description, but excluded from this conveyance is a tract of land conveyed by James H. Reviere, Charlotte R. Ammons and Sherry R. Watson to Dorothy S, Woodard and Rebecca W. Hendrix by Quitclaim Deed recorded in Record Book 717, Page 461 of the Register’s Office of Lauderdale County, Tennessee, and being more particularly described as follows: Beginning at a found 1/2 Inch iron pin in the south right of way line of Anthony Street (having a 50 foot right of way, 25 feet either side of the street centerline), said point being the northwest corner of Dorothy Woodard’s lot (Book 598, Page 298) and the northeast corner of James Reviere’s lot {Book 666, Page 49) of which this parcel, now being described, is a portion; runs thence with Woodard’s west line, South 1 deg. 07º58″ West 109.64 feet to a found 1/2 inch iron pin, subject parcel’s south corner and Woodard’s southwest corner; thence across Reviere’s lot with subject parcel’s west line, North 3 deg. 40′ 55″ West 105.34 feet to a set 1 /2 inch iron pin in the south right of way line of Anthony Street, subject parcel’s northwest corner: thence with the south right of way line of Anthony Street, North 63 deg. 16′ 57″ East

10.00 feet to the point of beginning and containing 0.011 acre, more or less. Description provided by Certificate of Survey of J. Brantley Morris, IIl, TN R,LS. No. 1839, dated August 20,2016

ALSO KNOWN AS: 129 Thompson Drive, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

MARLON WYNN COURTNEY GRAVES TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated

§35-5-101 et seq. are posted online at www.internetpostings.com by a third-party internet posting company. FLG No. 363829

DATED October 7, 2025

Foundation Legal Group, LLP fka WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

SUBSTITUTE TRUSTEE’S NOTICE OF SALE

Sale at public auction will be on October 8, 2025, at or about 11:00 AM, local time, at the front door of the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Coty L. James, to Susan Voss, as Trustee for Regions bank DBA Regions Mortgage dated December 10, 2019, and recorded in Book 734, Page 141, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: REGIONS Other interested parties:

The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Legal Description: Lying, situated and being in the Eighth (8th) Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:

BEGINNING at a stake in the southeast boundary line of original tract and the center of Cherokee blacktop road; thence West with the center of blacktop road, 206 feet to the POINT OF BEGINNING; thence West with the center of blacktop road, 127 feet to a stake in the center of blacktop road; thence North 05 degrees 15 minutes, 343 feet to a stake; thence South 86 degrees 30 minutes East, 127 feet to a stake, thence South 05 degrees 15 minutes West, 343 feet to the POINT OF BEGINNING.

Being further identified as tax Map 3, Control Map 3, Parcel 1.04 in the records of the Tax assessor`s Office for Lauderdale County, Tennessee.

This being the same property conveyed unto Coty L. James, by Warranty Deed recorded in Record Book 734, Page 139, in the Register`s Office for Lauderdale County, Tennessee.

Street Address: The street address of the property is believed to be 990 Cherokee Road, Halls, TN 38040, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 003 001.08

Current owner(s) of Record: Coty L. James

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND

FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to postpone or adjourn the sale to another specified time certain or to another date, time, and location certain, without further newspaper publication upon announcement by posting with the third-party internet posting company and announced on the date, time, and location of sale set forth above or any subsequent postponed or adjourned date, time, and location of sale; provided, however if the sale is postponed or adjourned for less than five (5) days after the original sale, announcement by internet posting is not required.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not

be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.

This Notice of Sale has been posted by Capital City Posting and can be viewed online at CapitalCityPostings.com.

Padgett Law Group, Substitute Trustee 6267 Old Water Oak Road, Suite 203 Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile) attorney@padgettlawgroup.com

22-010727

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 10, 2023, and the Deed of Trust of even date securing the same, recorded February 28, 2023, in Book No. 786, at Page 506, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Michael George Kohlmeyer and Rebecca Kohlmeyer, conveying certain property therein described to Law Offices of Holmes, Rich & Sigler, P.C. as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for NewRez LLC, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by NewRez LLC d/b/a Shellpoint Mortgage Servicing.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by NewRez LLC d/b/a Shellpoint Mortgage Servicing, will, on October 14, 2025 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Map 91 Parcel 8.01. TRACT ONE: Beginning at the southwest corner of a 50 acre tract of land conveyed to H, B. McGarrity by W. M. Nelson of which this is a part; runs thence East 70 yards to a stake; thence North 140 yards to a stake in a field; thence West 70 yards to a stake in the west line of the 50 acre tract; thence South 140 yards to the beginning, containing 2 acres. TRACT TWO: Beginning at the southwest corner of a 50 acre tract of land conveyed to McGarrity by Nelson, of which this is a part, north side of Long Hole Road, thence East 300 feet, thence North 575 feet, thence West 300 feet to a stake in west boundary, thence South 575 feet to the point of beginning. Being designated as Map 91, Parcel 8.01 In accordance with the Property Assessor’s Office of Lauderdale County. Tennessee.

ALSO KNOWN AS: 982 Long Hole Road, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

MICHAEL GEORGE KOHLMEYER REBECCA KOHLMEYER TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated

§35-5-101 et seq. are posted online at www.internetpostings.com by a third-party internet posting company. W&A No. 361856

DATED August 28, 2025

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 10, 2023, and the Deed of Trust of even date securing the same, recorded February 28, 2023, in Book No. 786, at Page 506, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Michael George Kohlmeyer and Rebecca Kohlmeyer, conveying certain property therein described to Law Offices of Holmes, Rich & Sigler, P.C. as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for NewRez LLC, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by NewRez LLC d/b/a Shellpoint Mortgage Servicing.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by NewRez LLC d/b/a Shellpoint Mortgage Servicing, will, on October 14, 2025 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Map 91 Parcel 8.01. TRACT ONE: Beginning at the southwest corner of a 50 acre tract of land conveyed to H, B. McGarrity by W. M. Nelson of which this is a part; runs thence East 70 yards to a stake; thence North 140 yards to a stake in a field; thence West 70 yards to a stake in the west line of the 50 acre tract; thence South 140 yards to the beginning, containing 2 acres. TRACT TWO: Beginning at the southwest corner of a 50 acre tract of land conveyed to McGarrity by Nelson, of which this is a part, north side of Long Hole Road, thence East 300 feet, thence North 575 feet, thence West 300 feet to a stake in west boundary, thence South 575 feet to the point of beginning. Being designated as Map 91, Parcel 8.01 In accordance with the Property Assessor’s Office of Lauderdale County. Tennessee.

ALSO KNOWN AS: 982 Long Hole Road, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

MICHAEL GEORGE KOHLMEYER REBECCA KOHLMEYER TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated

§35-5-101 et seq. are posted online at www.internetpostings.com by a third-party internet posting company. W&A No. 361856

DATED August 28, 2025

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF SUCCESSOR TRUSTEE’S SALE

            WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Note dated October 27, 2023, and the Deed of Trust of even date, securing said Note recorded October 27, 2023 in Book 797, at Page 463-478, as Document #204393, in the Register’s office for LAUDERDALE County, Tennessee, executed by MONICA MITCHELL, AN UNMARRIED WOMAN, conveying the certain property described therein to WILLIAM DAN DOUGLAS, JR., Trustee, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS BENEFICIARY, AS NOMINEE FOR CMG MORTGAGE, INC DBA CMG HOME LOANS its successors and assigns and to MARINOSCI LAW GROUP, P.C., having been appointed as Successor Trustee by instrument of record March 19, 2025 in the Register’s office for LAUDERDALE County, Tennessee in Book 819, at Page 390-392, as Document #209177.

            WHEREAS, the owner and holder of the Note has declared the entire indebtedness due and payable and demanded that the hereinafter described real property be advertised and sold in satisfaction of indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust.

            NOW, THEREFORE, notice is hereby given that an agent of Marinosci Law Group, P.C., as Successor Trustee, pursuant to the power, duty and authority vested in and conferred upon said Successor Trustee, by the Deed of Trust, will on May 13, 2025 at 01:00 PM central at the Lauderdale County Courthouse, 100 Court Street, Ripley, TN 38063 offer for sale to the highest bidder for cash, and free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Lauderdale County, Tennessee, described as follows:

LYING, SITUATED AND BEING IN THE 2ND CIVIL DISTRICT OF LAUDERDALE COUNTY, TENNESSEE, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT:

BEING LOT NO. 29 OF THE WARDLAWN SUBDIVISION TO THE CITY OF RIPLEY, TENNESSEE, BEGINNING AT A STAKE IN AN OLD FENCE ROW AND BEING 2.8 FEET NORTH OF THE SOUTHWEST CORNER OF LOT NO. 30 OF THE WARDLAWN SUBDIVISION, A PLAT OF WHICH IS ON RECORD IN SURVEY BOOK F, PAGE 286 OF THE REGISTER`S OFFICE OF LAUDERDALE COUNTY, TENNESSEE, SAID POINT BEING SOUTH 86 DEGREES 23 MINUTES WEST, 783.0 FEET AS MEASURED ALONG THE SOUTH BOUNDARY OF THE WARDLAWN SUBDIVISION FROM A POINT 50 FEET FROM THE CENTER LINE OF U. S. HIGHWAY NO. 51 AND AT RIGHT ANGLES TO THE SAME; AND BEING THE SOUTHEAST CORNER OF THIS NOW DESCRIBED LOT; RUNS THENCE NORTH 3 DEGREES 37 MINUTES WEST 246.8 FEET TO A STAKE IN THE SOUTH MARGIN OF LACKEY LANE STREET AND THE NORTHWEST CORNER OF LOT NO. 30; THENCE WITH THE SOUTH MARGIN OF LACKEY LANE STREET WEST 100 FEET TO A STAKE IN SAME AND THE NORTHEAST CORNER OF LOT NO. 28; THENCE SOUTH 3 DEGREES 37 MINUTES EAST 247 FEET TO A STAKE 3.3 FEET NORTH OF THE SOUTHEAST CORNER OF LOT NO. 28 OF SAID SUBDIVISION; RUNS THENCE WITH AN OLD FENCE ROW NORTH 86 DEGREES 23 MINUTES EAST AND 100 FEET TO THE POINT OF BEGINNING, CONTAINING, 24,730 SQUARE FEET MORE OR LESS, LESS A STRIP OF GROUND ACROSS THE SOUTH END OF THIS LOT RESERVED BY W. L. KIRKPATRICK ET AL.

BEING DESIGNATED AS MAP 94E, GROUP A, PARCEL 29 IN ACCORDANCE WITH THE TAX ASSESSOR`S OFFICE OF LAUDERDALE COUNTY, TENNESSEE. FOR INFORMATIONAL PURPOSES ONLY, THE ADDRESS OF THIS PROPERTY IS 242 LACKEY LANE, RIPLEY, TN 38063.

BEING THE SAME PROPERTY CONVEYED TO MONICA MITCHELL BY DEED RECORDED IN BOOK 797, PAGE 460, IN OF THE REGISTER`S OFFICE OF LAUDERDALE COUNTY, TENNESSEE.

More Commonly Known As: 242 LACKEY LN, RIPLEY, TN 38063

            Said sale shall be held subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; to any matter that an accurate survey of the premises might disclose; and subject to, but not limited to, the following parties who may claim an interest in the above-referenced property: MONICA MITCHELL, OCCUPANTS/TENANTS OF 242 LACKEY LN, RIPLEY, TN 38063.

            To the best of the Successor Trustee’s knowledge, information, and belief, there are no other Federal or State tax lien claimants or other claimants upon the subject property which would require notice pursuant to the terms and provision of T.C.A. § 35-5-104 or T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.

            The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time.  The Successor Trustee may postpone the above referenced sale from time to time as needed without further publication.  The Successor Trustee will announce the postponement on the date and at the time and location of the originally scheduled sale.

            This is an attempt to collect a debt, and any information obtained will be utilized for that purpose.

Marinosci Law Group, P.C., Successor Trustee

555 Perkins Extended, Suite 445

Memphis, TN 38117

Office: (901) 203-0680

Fax: (901) 440-0561

Publication Dates:

03/26/2025, 04/02/2025, 04/09/2025

SUBSTITUTE TRUSTEE’S
NOTICE OF SALE

Sale at public auction will be on April 29, 2025, at or about 10:00 AM, local time, at the Lauderdale County Courthouse, 100 Court Square, Ripley, TN 38063, pursuant to the Deed of Trust executed by Wayne F Goodman, married man, and Penny M. Goodman, to Susan Voss, as Trustee for Regions Bank d/b/a Regions Mortgage dated January 19, 2016, and recorded on January 20, 2016, in Book 681, Page 807, Instrument No. 177655, in the Register’s Office for Lauderdale County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Lauderdale County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Regions Bank dba Regions Mortgage
Other interested parties: Penny M Goodman
The hereinafter described real property located in Lauderdale County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
Legal Description: Lying, situated and being in the 10th Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit:
TRACT ONE: Commencing at a P.K. nail in the centerline of Luckett-Three Points Road, being the Southwest corner of Dale C. Woodards tract as described in Book 422, Page 780, and being the Northeast corner of Jim K. Scott and Barry J. Diggs tract as described in Book 382, Page 758 in the Registers Office of Lauderdale County, Tennessee; thence with said road, South 19 degrees 35 minutes 48 seconds West 119.88 feet to an old P.K. nail in the centerline of said road, being the Southeast corner of a 2.00 acre lot and being the “Point of Beginning” of subjects lot; thence with said road, South 19 degrees 35 minutes 48 seconds West 131.64 feet to a P.K. nail in said road, being the Southeast corner of subjects lot; thence leaving said road, North 85 degrees 59 minutes 43 seconds West 290.12 feet to a set ½ inch iron pin, being the Southwest corner of subjects lot in the new East line of Scott and Diggs tract; thence forming a new East line of Scott and Diggstract, North 2 degrees 6 minutes 55 seconds East 152.74 feet to a set ½ inch pin in the South line of a 2.00 acre lot, being the Northwest corner of subjects lot; thence with the South line of the 2.00 acre lot, South 81 degrees 31 minutes 15 seconds East 331.55 feet to the point of beginning.
The above described tract is subject to all Road, Drainage and Utility Easements not herein described.
TRACT TWO: Commencing at a P.K. nail in the centerline of Luckett-Three Points Road, being the Southwest corner of Dale C. Woodards tract as described in Book 422, Page 780, and being the Northeast corner of Jim K. Scott and Barry J. Diggs tract as described in Book 382, Page 758 in the Registers Office of Lauderdale County, Tennessee; thence with said road, South 19 degrees 35 minutes 48 seconds West 251.52 feet to a set P.K. nail in the centerline of said road, being the Southeast corner of 1.00 acre lot, being the “The Point of Beginning” of subjects lot; thence with said road, South 20 degrees 06 minutes 22 seconds West 243.19 feet to an old P.K. nail, being the Northeast corner of Drew Beasleys lot and being the Southeast corner of subjects lot; thence with Beasleys line, North 72 degrees 15 minutes 23 seconds West 82.36 feet to an old ½ inch iron pin; thence North 31 degrees 28 minutes 30 seconds West 155.74 feet to an old ½ inch iron pin, being a corner of Beasleys lot; thence North 79 degrees 23 minutes 33 seconds West 46.36 feet to a set ½ inch iron pin; thence leaving Beasleys North line and forming a new East line of Scott and Diggstract, North 0 degrees 20 minutes 35 seconds West 82.17 feet to a set ½ inch iron pin, being the Southwest corner of a 1.00 acre lot and being the Northwest corner of subjects lot; thence with the South line of said 1.00 acre lot, South 85 degrees 59 minutes 43 seconds East 290.12 feet to the point of beginning.
The above described tract is subject to all Road, Drainage and Utility Easements not herein described.
The above two lots being designated as Map 104, Parcel 21.07 in accordance with the Tax Assessors Office of Lauderdale County, Tennessee. Being the same property conveyed to Wayne M. Goodman by deed recorded in Book 681, page 804 of the Registers Office of Lauderdale County, Tennessee.

Street Address: The street address of the property is believed to be 7927 Lightfoot Luckett Road, Henning, TN 38041, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 104-021.07
Current owner(s) of Record: Wayne F. Goodman
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.

Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)
attorney@padgettlawgroup.com
PLG# 25-003275-1

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated December 20, 2021, and the Deed of Trust of even date securing the same, recorded December 28, 2021, in Book No. 767, at Page 290, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Canon Clere, conveying certain property therein described to Fayette County Title as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Wolfe Financial Inc., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on September 24, 2024 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Beginning at a stake in field, 1.68 chains west of George Webster’s northwest corner; thence South 25 deg. West 2.30 chains to a stake in the center of the Barlow gravel road; thence North 55 deg. West 2.42 chains with the center of said road to a stake; thence North 35 deg. East 2.15 chains to a stake; thence South 58-1/2 deg. East 2.05 chains to the beginning, containing 0.5 acre, more or less.

ALSO KNOWN AS: 808 Barlow Road, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

CANON CLERE TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set

forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 359408

DATED August 29, 2024

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee