Lauderdale Voice

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated September 15, 2010, and the Deed of Trust of even date securing the same, recorded September 23, 2010, in Book No. 618, at Page 86, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Billy Edward Meyer and Edith Earline Meyer, conveying certain property therein described to Title & Escrow, LLC as Trustee for Fifth Third Mortgage Company; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Fifth Third Bank, National Association.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Fifth Third Bank, National Association, will, on August 13, 2024 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

A certain tract or parcel of land located in the 15th Civil District of Lauderdale County, Tennessee, described as follows to-wit: Beginning at a stake in the north margin of the old Asbury Gravel Road, the southeast corner of a parcel of land belonging to Potter; runs thence with the north margin of said old gravel road South 67 degrees 15′ W 276 feet to a stake; thence North 9 degrees W 765 feet to a stake; thence eastward 223 feet to a stake, the northwest corner of said Potter tract; thence with Potter west line south to the point of beginning.

ALSO KNOWN AS: 128 Old Glimp Road, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

BILLY EDWARD MEYER EDITH EARLINE MEYER TENANTS OF

ESTATE OF EDITH MEYER HEIR(S) OF EDITH MEYER

KARI ABEITA

CAVALRY PORTFOLIO SERVICES, LLC

LVNV FUNDING LLC AS SUCCESSOR IN INTEREST TO CREDIT ONE BANK, NA MIDLAND FUNDING LLC AS SUCCESSOR IN INTEREST TO HSBC BANK NEVADA, NA REPUBLIC FINANCE, LLC

HOPKINS INVESTIMENTS II INTEREST RIGHTS OF ENUS COOK ESTATE OF BILLY EDWARD MEYER HEIRS OF BILLY EDWARD MEYER ESTATE OF BILLY MEYER

HEIR(S) OF BILLY MEYER

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 359493

DATED June 24, 2024

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated September 15, 2010, and the Deed of Trust of even date securing the same, recorded September 23, 2010, in Book No. 618, at Page 86, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Billy Edward Meyer and Edith Earline Meyer, conveying certain property therein described to Title & Escrow, LLC as Trustee for Fifth Third Mortgage Company; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Fifth Third Bank, National Association.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Fifth Third Bank, National Association, will, on August 13, 2024 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

A certain tract or parcel of land located in the 15th Civil District of Lauderdale County, Tennessee, described as follows to-wit: Beginning at a stake in the north margin of the old Asbury Gravel Road, the southeast corner of a parcel of land belonging to Potter; runs thence with the north margin of said old gravel road South 67 degrees 15′ W 276 feet to a stake; thence North 9 degrees W 765 feet to a stake; thence eastward 223 feet to a stake, the northwest corner of said Potter tract; thence with Potter west line south to the point of beginning.

ALSO KNOWN AS: 128 Old Glimp Road, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

BILLY EDWARD MEYER EDITH EARLINE MEYER TENANTS OF

ESTATE OF EDITH MEYER HEIR(S) OF EDITH MEYER

KARI ABEITA

CAVALRY PORTFOLIO SERVICES, LLC

LVNV FUNDING LLC AS SUCCESSOR IN INTEREST TO CREDIT ONE BANK, NA MIDLAND FUNDING LLC AS SUCCESSOR IN INTEREST TO HSBC BANK NEVADA, NA REPUBLIC FINANCE, LLC

HOPKINS INVESTIMENTS II INTEREST RIGHTS OF ENUS COOK ESTATE OF BILLY EDWARD MEYER HEIRS OF BILLY EDWARD MEYER ESTATE OF BILLY MEYER

HEIR(S) OF BILLY MEYER

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 359493

DATED June 24, 2024

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated December 5, 2007, and the Deed of Trust of even date securing the same, recorded December 7, 2007, in Book No. 580, at Page 354, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by John Gaddy, conveying certain property therein described to M Rushing as Trustee for CitiFinancial Services, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R3.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R3, will, on July 3, 2024 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

TRACT 1: 077 026.01 Beginning at a stake in the old abandoned Ripley- Ashport roadbed, said stake being a southeast corner of the Conner 119.5 acre tract, also being a corner of the Wiley T. Daniels tract, same being the north line of Daniels, north 62° east 139.00 feet to a point in the center of the Highway #19; thence with the center of Highway #19, north 42° west 80.00 feet to a point in the center of said road; thence south 60-1/4° west 119.00 feet to a stake in the center of said old abandoned roadbed, same being the south line of said 119.5 acre tract; thence with the center of said roadbed, South 28-1/4° east

75.00 feet to the beginning and containing 1/4 acre, more or less. TRACT 2: 077 026.03 Beginning at John Gaddy’s northeast corner in the centerline of Highway 19 West; thence with Caddy’s north line South 60 degrees 15 minutes 00 seconds West 119.00 feet to a point in the old abandoned road being the northwest corner of Gaddy’s lot and being the southwest corner of this described lot; thence North 30 degrees 52 minutes 07 seconds West 118.42 feet to an iron stake being the northwest corner of this described lot and new inner corner of Conner’s tract; thence North 49 degrees 24 minutes 42 seconds East

93.46 feet to a RK. nail in the centerline of Highway 19 West being the northeast corner of this described lot; thence South 42 degrees 00 minutes 00 seconds East 139.14 feet to the point of beginning, containing 0.311 acres more or less. All bearings are relative. Description taken from survey of Randall S. Carmack Certificate No. 1424. (Map 77, Parcel 26.00 according to the

Property Assessor’s Office of Lauderdale County, Tennessee.) ALSO KNOWN AS: 1675 West Highway 19, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

JOHN GADDY TENANTS OF

ESTATE OF JOHN GADDY HEIR(S) OF JOHN GADDY

LARK DEWAYNE GADDY, ADMINISTRATOR OF THE ESTATE OF JOHN ANDREW GADDY

LARK GADDY ATLAS GADDY JOHN GADDY, JR

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 358876

DATED May 31, 2024

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

In the Circuit Court of the 23rd Judicial Circuit Kendall County, Illinois

In re the marriage of:

ALISHA C. SPENCER,

Petitioner 

And 

MICHEAL D SPENCER,

Respondent .

Case NO 

2023-DN-000050

NOTICE OF PUBLICATION 

NOTICE IS HERE BY GIVEN to respondent MICHAEL D SPENCER, that petitioner ALISHA C SPENCER, has caused to be filed a PETITION FOR DISSOLUTION OF MARRIAGE, and other relief in the above caption cause of action. You are further notified that if you fail to file an answer or otherwise appear on or before the court date of July 1, 2024 at 9 AM., In the Kendall County Judicial Center: 807 w John st, Yorkville, IL 60560 A JUDGMENT BY DEFAULT MAY BE ENTERED AGAINST YOU AT ANY TIME THERE AFTER FOR THE RELIEF REQUESTED IN THE PETITION.

ALISHA C SPENCER,

Petitioner.

Date of filing: 04/13/2023

Matthew G Prochaska,

Clerk of the Circuit Court,

Kendall County, Illinois

In the Circuit Court of the 23rd Judicial Circuit Kendall County, Illinois

In re the marriage of:

ALISHA C. SPENCER,

Petitioner 

And 

MICHEAL D SPENCER,

Respondent .

Case NO 

2023-DN-000050

NOTICE OF PUBLICATION 

NOTICE IS HERE BY GIVEN to respondent MICHAEL D SPENCER, that petitioner ALISHA C SPENCER, has caused to be filed a PETITION FOR DISSOLUTION OF MARRIAGE, and other relief in the above caption cause of action. You are further notified that if you fail to file an answer or otherwise appear on or before the court date of July 1, 2024 at 9 AM., In the Kendall County Judicial Center: 807 w John st, Yorkville, IL 60560 A JUDGMENT BY DEFAULT MAY BE ENTERED AGAINST YOU AT ANY TIME THERE AFTER FOR THE RELIEF REQUESTED IN THE PETITION.

ALISHA C SPENCER,

Petitioner.

Date of filing: 04/13/2023

Matthew G Prochaska,

Clerk of the Circuit Court,

Kendall County, Illinois

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated December 5, 2007, and the Deed of Trust of even date securing the same, recorded December 7, 2007, in Book No. 580, at Page 354, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by John Gaddy, conveying certain property therein described to M Rushing as Trustee for CitiFinancial Services, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R3.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R3, will, on July 3, 2024 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

TRACT 1: 077 026.01 Beginning at a stake in the old abandoned Ripley- Ashport roadbed, said stake being a southeast corner of the Conner 119.5 acre tract, also being a corner of the Wiley T. Daniels tract, same being the north line of Daniels, north 62° east 139.00 feet to a point in the center of the Highway #19; thence with the center of Highway #19, north 42° west 80.00 feet to a point in the center of said road; thence south 60-1/4° west 119.00 feet to a stake in the center of said old abandoned roadbed, same being the south line of said 119.5 acre tract; thence with the center of said roadbed, South 28-1/4° east

75.00 feet to the beginning and containing 1/4 acre, more or less. TRACT 2: 077 026.03 Beginning at John Gaddy’s northeast corner in the centerline of Highway 19 West; thence with Caddy’s north line South 60 degrees 15 minutes 00 seconds West 119.00 feet to a point in the old abandoned road being the northwest corner of Gaddy’s lot and being the southwest corner of this described lot; thence North 30 degrees 52 minutes 07 seconds West 118.42 feet to an iron stake being the northwest corner of this described lot and new inner corner of Conner’s tract; thence North 49 degrees 24 minutes 42 seconds East

93.46 feet to a RK. nail in the centerline of Highway 19 West being the northeast corner of this described lot; thence South 42 degrees 00 minutes 00 seconds East 139.14 feet to the point of beginning, containing 0.311 acres more or less. All bearings are relative. Description taken from survey of Randall S. Carmack Certificate No. 1424. (Map 77, Parcel 26.00 according to the

Property Assessor’s Office of Lauderdale County, Tennessee.) ALSO KNOWN AS: 1675 West Highway 19, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

JOHN GADDY TENANTS OF

ESTATE OF JOHN GADDY HEIR(S) OF JOHN GADDY

LARK DEWAYNE GADDY, ADMINISTRATOR OF THE ESTATE OF JOHN ANDREW GADDY

LARK GADDY ATLAS GADDY JOHN GADDY, JR

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 358876

DATED May 31, 2024

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

In the Circuit Court of the 23rd Judicial Circuit Kendall County, Illinois

In re the marriage of:

ALISHA C. SPENCER,

Petitioner 

And 

MICHEAL D SPENCER,

Respondent .

Case NO 

2023-DN-000050

NOTICE OF PUBLICATION 

NOTICE IS HERE BY GIVEN to respondent MICHAEL D SPENCER, that petitioner ALISHA C SPENCER, has caused to be filed a PETITION FOR DISSOLUTION OF MARRIAGE, and other relief in the above caption cause of action. You are further notified that if you fail to file an answer or otherwise appear on or before the court date of July 1, 2024 at 9 AM., In the Kendall County Judicial Center: 807 w John st, Yorkville, IL 60560 A JUDGMENT BY DEFAULT MAY BE ENTERED AGAINST YOU AT ANY TIME THERE AFTER FOR THE RELIEF REQUESTED IN THE PETITION.

ALISHA C SPENCER,

Petitioner.

Date of filing: 04/13/2023

Matthew G Prochaska,

Clerk of the Circuit Court,

Kendall County, Illinois

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated December 5, 2007, and the Deed of Trust of even date securing the same, recorded December 7, 2007, in Book No. 580, at Page 354, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by John Gaddy, conveying certain property therein described to M Rushing as Trustee for CitiFinancial Services, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R3.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R3, will, on July 3, 2024 on or about 10:00 AM, at the Front Door of the Lauderdale County Courthouse 100 Court Square, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

TRACT 1: 077 026.01 Beginning at a stake in the old abandoned Ripley- Ashport roadbed, said stake being a southeast corner of the Conner 119.5 acre tract, also being a corner of the Wiley T. Daniels tract, same being the north line of Daniels, north 62° east 139.00 feet to a point in the center of the Highway #19; thence with the center of Highway #19, north 42° west 80.00 feet to a point in the center of said road; thence south 60-1/4° west 119.00 feet to a stake in the center of said old abandoned roadbed, same being the south line of said 119.5 acre tract; thence with the center of said roadbed, South 28-1/4° east

75.00 feet to the beginning and containing 1/4 acre, more or less. TRACT 2: 077 026.03 Beginning at John Gaddy’s northeast corner in the centerline of Highway 19 West; thence with Caddy’s north line South 60 degrees 15 minutes 00 seconds West 119.00 feet to a point in the old abandoned road being the northwest corner of Gaddy’s lot and being the southwest corner of this described lot; thence North 30 degrees 52 minutes 07 seconds West 118.42 feet to an iron stake being the northwest corner of this described lot and new inner corner of Conner’s tract; thence North 49 degrees 24 minutes 42 seconds East

93.46 feet to a RK. nail in the centerline of Highway 19 West being the northeast corner of this described lot; thence South 42 degrees 00 minutes 00 seconds East 139.14 feet to the point of beginning, containing 0.311 acres more or less. All bearings are relative. Description taken from survey of Randall S. Carmack Certificate No. 1424. (Map 77, Parcel 26.00 according to the

Property Assessor’s Office of Lauderdale County, Tennessee.) ALSO KNOWN AS: 1675 West Highway 19, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

JOHN GADDY TENANTS OF

ESTATE OF JOHN GADDY HEIR(S) OF JOHN GADDY

LARK DEWAYNE GADDY, ADMINISTRATOR OF THE ESTATE OF JOHN ANDREW GADDY

LARK GADDY ATLAS GADDY JOHN GADDY, JR

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 358876

DATED May 31, 2024

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 12, 2023, and the Deed of Trust of even date securing the same, recorded April 12, 2023, in Book No. 788, at Page 720, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Justin Nathaniel Lewis, conveying certain property therein described to Kevin Adams as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Bartlett Mortgage, Inc., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on June 4, 2024 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Lying, situated and being in the 2nd Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit: Commencing at a point in the south right of way line of Wayne Avenue (having a 50 foot right of way), said point being the northwest corner of Lot 116 of Cottonwood Acres Subdivision, Phase II, and the northeast corner of Lot 117, runs thence with the south right of way line of Wayne Avenue, South 86 degrees 49′ 00″ West

100.00 feet to the northeast corner and Point of Beginning of this lot now being described, thence across Lot 117 with subject lot’s east line. South 3 degrees 22′ 00″ East 150.00 feet to a point in the south line of Lot 117, subject lot’s southeast corner; thence with the south lines of Lot 117 and Lot 118, South 86 degrees 49′ 00″ West 100.00 feet to a point, subject lot’s southwest corner; thence across Lot 118 with subject lot’s west line. North 3 degrees 22′ 00″ West

150.00 feet to a point in the south right of way line of Wayne Avenue, subject lot’s northwest corner; thence with the south right of way line of Wayne Avenue, North 86 degrees 49′ 00″ East 100.00 feet to the point of beginning and containing 0.344 acre, more or less. Subject to the easements and restrictions shown on the plat of Cottonwood Acres Subdivision, Phase II, recorded in Plat Cabinet 1, slide 99 of the Register’s Office of Lauderdale County, Tennessee. BUILDING RESTRICTIONS: But subject to all covenants and restrictions shown on the plat of Cottonwood Acres Subdivision, Phase II, recorded in Plat Cabinet 1, page 99 of the Register’s Office of Lauderdale County, Tennessee. The driveway connecting said lot to

the street shall be of concrete construction. Only one single family dwelling can be built on lot and said dwelling shall contain a minimum of 1,200 square feet of heated space or 1,400 square feet total under roof. No mobile home may be placed on lot. Being designated as Map 94L, Group E, Parcel 36 in accordance with the Tax Assessor’s Office of Lauderdale County, Tennessee.

ALSO KNOWN AS: 316 Wayne Avenue, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

JUSTIN NATHANIEL LEWIS TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 359120

DATED April 26, 2024

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 12, 2023, and the Deed of Trust of even date securing the same, recorded April 12, 2023, in Book No. 788, at Page 720, in Office of the Register of Deeds for Lauderdale County, Tennessee, executed by Justin Nathaniel Lewis, conveying certain property therein described to Kevin Adams as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Bartlett Mortgage, Inc., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on June 4, 2024 on or about 1:00 PM, at the At the Lauderdale County Courthouse 100 Court Street, Ripley, TN 38063, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Lauderdale County, Tennessee, and being more particularly described as follows:

Lying, situated and being in the 2nd Civil District of Lauderdale County, Tennessee, and more particularly described as follows, to-wit: Commencing at a point in the south right of way line of Wayne Avenue (having a 50 foot right of way), said point being the northwest corner of Lot 116 of Cottonwood Acres Subdivision, Phase II, and the northeast corner of Lot 117, runs thence with the south right of way line of Wayne Avenue, South 86 degrees 49′ 00″ West

100.00 feet to the northeast corner and Point of Beginning of this lot now being described, thence across Lot 117 with subject lot’s east line. South 3 degrees 22′ 00″ East 150.00 feet to a point in the south line of Lot 117, subject lot’s southeast corner; thence with the south lines of Lot 117 and Lot 118, South 86 degrees 49′ 00″ West 100.00 feet to a point, subject lot’s southwest corner; thence across Lot 118 with subject lot’s west line. North 3 degrees 22′ 00″ West

150.00 feet to a point in the south right of way line of Wayne Avenue, subject lot’s northwest corner; thence with the south right of way line of Wayne Avenue, North 86 degrees 49′ 00″ East 100.00 feet to the point of beginning and containing 0.344 acre, more or less. Subject to the easements and restrictions shown on the plat of Cottonwood Acres Subdivision, Phase II, recorded in Plat Cabinet 1, slide 99 of the Register’s Office of Lauderdale County, Tennessee. BUILDING RESTRICTIONS: But subject to all covenants and restrictions shown on the plat of Cottonwood Acres Subdivision, Phase II, recorded in Plat Cabinet 1, page 99 of the Register’s Office of Lauderdale County, Tennessee. The driveway connecting said lot to

the street shall be of concrete construction. Only one single family dwelling can be built on lot and said dwelling shall contain a minimum of 1,200 square feet of heated space or 1,400 square feet total under roof. No mobile home may be placed on lot. Being designated as Map 94L, Group E, Parcel 36 in accordance with the Tax Assessor’s Office of Lauderdale County, Tennessee.

ALSO KNOWN AS: 316 Wayne Avenue, Ripley, TN 38063

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:

JUSTIN NATHANIEL LEWIS TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. W&A No. 359120

DATED April 26, 2024

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee